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Bay Accountancy business cards on the meeting table at the Penarth office

Accountants in Penarth

The 1st choice for growing business.

A local firm of accountants that has helped many businesses grow throughout Wales and the wider region. Fixed fee agreed upfront, and a free consultation with absolutely no obligation.

Institute of Financial Accountants Regulated by the IFA and the IPA Xero accredited partner Centre of Penarth
Artwork and a plant in the Bay Accountancy office in Penarth

25+ years

in the accountancy sector for our principal, John O'Toole

A local practice

Rooted in Penarth. Trusted across the region.

Based in the centre of the Victorian town of Penarth, we have a reputation as one of the region's most effective firms of accountants for individual clients and small to medium sized businesses.

Bay Accountancy began as a husband and wife team and has grown into a practice of specialists, each fully trained in their own area, from corporate clients and personal taxation to VAT and self-assessment.

Our standard conditions of service

Clear terms from the first conversation.

Every client gets the same straightforward terms. You will know exactly what you are paying before we begin, and you can pick up the phone whenever you need us.

  • Fixed fees, agreed in advance

    A fixed fee quotation upfront, before we start any work. No hourly meter running.

  • Free phone support all year

    Free telephone support and advice all year round, not just at deadline time.

  • Low-cost HMRC investigation cover

    Low-cost cover against the cost of HMRC investigations, as part of our standard terms.

How we work

From first coffee to year-end, without surprises.

  1. Step 1

    Free consultation

    Come and see us at our Penarth office. No cost and absolutely no obligation.

  2. Step 2

    Fixed fee quotation

    We quote a fixed fee upfront. No follow-up calls or emails after you receive it.

  3. Step 3

    We get to work

    Our team takes care of the work agreed, in your software of choice.

  4. Step 4

    Support all year

    Free telephone support and advice whenever a question comes up.

Qualified and regulated

Fellows of two professional institutes.

We belong to and are regulated by the Institute of Financial Accountants (established 1916) and the Institute of Public Accountants. Our principal, John O'Toole, has been accepted as a Fellow of both.

Institute of Financial Accountants

Institute of Financial Accountants, est. 1916

Institute of Public Accountants

Member and regulated practice

Xero accredited partner

Advice on how cloud-based software can help your business, or we will work with the software you already use.

FAQ

Common questions

Something else on your mind? Call us on 02920 709833 or send a message.

How much will it cost?
We always give a fixed fee quotation upfront, before any work starts. The fee is agreed in advance, so there are no surprises later.
Is the first consultation really free?
Yes. You are welcome to a free consultation at our office in Penarth with absolutely no obligation.
Will you chase me after I get a quote?
No. We guarantee you will receive no follow-up calls or emails after receiving your quotation. The decision is yours.
Can I call you with questions during the year?
Yes. Free telephone support and advice all year round is part of our standard conditions of service.
Do I have to use Xero?
No. We are a Xero accredited partner and can advise on how cloud-based software can help your business, but we are equally happy to work with the bookkeeping software of your choice.
What happens if HMRC opens an investigation?
Our standard conditions include low-cost cover against the cost of HMRC investigations. Ask us about it at your consultation.
Who regulates you?
We belong to and are regulated by the Institute of Financial Accountants and the Institute of Public Accountants.

Start with a free, no-obligation consultation.

Visit us in the centre of Penarth, tell us what you need, and leave with a fixed fee quotation. We will not chase you afterwards.

Call us Free consultation