Our team
A family practice of competent, committed specialists.
Bay Accountancy consists of a team of competent, committed and experienced people, each fully trained in their particular area of expertise.

John O'Toole
Principal & Managing Director
Our story
From a husband and wife team to a practice of specialists.
Based in Penarth, Bay Accountancy was established in 2003 as a husband and wife management team. The growth of the business saw the company move to a newly refurbished office in the centre of Penarth in 2012.
Our principal, John Anthony O'Toole, has worked for over 25 years in the accountancy sector after graduating with an honours degree in Economics. John has gained the distinction of being accepted as a Fellow of both the Institute of Financial Accountants (est. 1916) and the Institute of Public Accountants.
Today, every member of the team is fully trained in their particular area of expertise, from corporate clients and personal taxation to VAT, self-assessment and IT systems.
- Principal's experience
- 25+ years
- Professional fellowships
- IFA & IPA
Please allow us to introduce them
The current team
The team as it stands today. Call us on 02920 709833 to find out who will look after your affairs.
Come and meet us in Penarth.
Book a free consultation at our office in the centre of Penarth. No cost, no obligation, and no follow-up calls afterwards.

